One of the best parts about buying a vehicle is having the option to walk into a showroom and leave that day in a brand new car! But sometimes there is a hold up due to paperwork and the purchaser not having the correct documents on hand. I have your guide for what to bring when you are planning on buying a new car that day or over the course of time.

Your State I.D.

You will need a multitude of things from your wallet and this is one of the most important. You will need proof that you are a legally registered driver since you’ll be driving your new car off the lot. Your license will also serve as proof of your form of payment.

Payment Method

If you are planning to put a down payment on a vehicle it is important to bring your credit or debit card, a personal, cashier’s, or bank check with you to the dealership. If you have a pre-approved loan, you will need a bank or credit union check in order to pay. You can also call and ask to speak with a finance manager if you have any questions or want to be sure your form of payment will be accepted.

Proof of Insurance

In order to take your car home today, you will need to change your policy and have your new car insured before you drive it off the lot. You can call your insurance company from the dealership and have them fax or email your insurance card once your policy is changed and your new vehicle is covered. In order to do this, you will need the vehicle’s identification number (VIN) off of the vehicle. If you are trading in your old vehicle, explain the situation and have them remove the vehicle from your policy.

If you are trading in your old vehicle you will need:

• The title of your trade

• The account number for your trade-in loan

• Current registration for trade-in

Gather these items beforehand for a quick easy process. Many times these items will be found in your glove box with the rest of your vehicle’s information. Motor vehicle can help you with the title and registration if you are unable to find the two. Your account number for your loan will be on your payment stub. Calling your lender can help quicken the process if you explain the situation and ask for assistance during the transaction.